Most insurance companies do not understand the hunting industry. We spend countless hours making sure we have the safety procedures in place so there are no injuries in the field. It is a constant battle educating first the agent, and then trying to have the agent explain what we are doing to the underwriter. If the underwriter does not fully understand the risk, they will just refuse to quote and issue a policy. Many other underwriters will "go out on a limb" and charge too much for the policy.
We understand the hunting industry. Whether you have a high fence or open range guiding operation, we can help you get affordable insurance. The policy cannot be rated on just sales. There is no difference in liability between a 140 management buck and a 200 class trophy. Why would the insurance companies charge based on sales? The answer is, most have no other way to rate the policy. We look at what you are hunting, how you are hunting, how many hunts per year, and sales, to determine a premium.
Bottom-line, you need to purchase insurance from someone that understands the industry. You will not get the best policy from local agents who have to go over the learning curve every time you speak to them.
Pete Vredeveld
Wednesday, July 25, 2007
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